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July 9, 2024
Are you on the lookout for a credit card with a competitive APR that rewards you for your purchases? Look no further than the Grow Visa® Rewards Credit Card — your ultimate companion for everyday spending with the added bonus of rewards!1
Benefits of the Grow Visa Rewards Credit Card
Whether you’re a frequent shopper, a travel enthusiast or someone who appreciates simplicity and affordable rates, the Grow Visa Rewards Credit Card has something to offer you.
With the Grow Visa Rewards Credit Card, you’ll enjoy:
- Competitive rates: Enjoy an introductory rate as low as 1.99% to 8.99% APR. The introductory rate is effective for the first six billing cycles for purchases and balance transfers. After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range from 16.49% to 17.99%1 for purchases and balance transfers. This is a variable rate.
- No annual or balance transfer fees: Enjoy the freedom of no annual fees and no fees for balance transfers, making it easier to manage your finances without extra charges.
- Fraud liability protection: Feel secure with robust fraud protection that keeps you safe from being on the hook for unauthorized transactions.
- Flexible rewards: Earn rewards points on every purchase at a rate of one point per $1 spent, then redeem those points for gift cards, travel and other exciting perks.
- Comprehensive Visa benefits: As a Grow Visa cardholder, you can access a suite of Visa benefits, including purchase protection, travel and emergency assistance, extended warranties and more. Plus, you can track your credit score through Grow Online and Mobile Banking to stay informed about your financial health.2
- Access to Round Up, Give Back: You can choose to opt into our program for charitable opportunities and potential prizes.3 Learn more about Round Up, Give Back.
Current promotion: 2x points on school supplies!
Get ready for school with bonus rewards! Use your Grow Visa Rewards Credit Card for all your back-to-school purchases, including office supplies, computers, eyeglasses and clothing, and earn two points for every $1 spent until September 30, 2024.4 And keep an eye out — we’ll regularly introduce a new category for extra points on the Grow Visa Rewards Credit Card, enhancing your opportunities to earn!
Start earning rewards today!
APPLY FOR A REWARDS CARD
EXPLORE ALL CREDIT CARDS
Credit cards are subject to credit approval.
1Annual Percentage Rate (APR). The APR will not exceed 18.00%. If the minimum monthly payment is 60 days late twice in a 12-month period, the rate will revert to a default rate of 18.00% for six (6) billing cycles. Other APRs: Cash Advances 18.00% and Overdraft to Share Account 18.00%. A finance charge of 1.00% will be charged on foreign transactions. Rates are effective as of 06/16/2024 and could change without notice.
2Additional data charges may apply. Please see your wireless carrier for more information.
3No purchase necessary. Visa has not sponsored this sweepstakes in any way. ViewOfficial Rulesfor full program terms and conditions.
4Earn two rewards points per dollar spent with your Grow Visa® Rewards Credit Card on the following qualifying categories between July 1, 2024, and September 30, 2024: transactions coded by merchants as back-to-school supply purchases, including office supplies, computers, calculators, clothing, shoes, eyeglasses and purchases made at bookstores. Online superstores and online marketplaces may be excluded. Grow Financial is not responsible for merchant coding of transactions. Transactions must post no later than September 30, 2024.
Posted In:
- Credit Education
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
Pay Online
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
Log In
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay Now
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466
Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733
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